Blog
Insight for What’s Moving Now.
Healthcare continues to evolve. Regulations shift. Costs fluctuate. Expectations grow.
ThirdWave Current exists to help you stay informed without feeling overwhelmed. We translate industry updates, compliance changes, and strategic considerations into clear guidance you can apply to your business.
You don’t need more noise. You need perspective.
The Current
September 13, 2026 9 min read
COBRA insurance in Florida: what continuation coverage you get after a job ends, how long it lasts, who pays, and what an employer under 20 people owes.
Read articleAugust 31, 2026 10 min read
Group health insurance for Melbourne and Brevard County small employers — which carriers write 2026 small groups, what it costs, and the eligibility rules.
Read articleJuly 17, 2026 13 min read
How level-funded health insurance works for Florida small groups: the surplus refund, Florida's stop-loss rules, the second-year renewal trap, and who it fits.
Read articleJuly 17, 2026 16 min read
An ICHRA lets a Florida employer fund tax-free dollars employees use to buy their own health plan. How an ICHRA works, and when it beats group coverage.
Read articleJune 26, 2026 17 min read
Florida small-group renewal checklist: start 90 days out, compare rates and carriers, prepare enrollment, and finish compliance tasks before the effective date.
Read articleApril 13, 2026 2 min read
Insurance has felt like a necessary evil for too long. Your strategy should do more than check a box — it should strengthen the culture you’re building.
Read articleApril 13, 2026 2 min read
Thirty years ago, I started with little more than a phone book and a conviction. Our name is finally catching up to our mission — here’s what that means.
Read articleOctober 19, 2026 9 min read
Medicare Annual Enrollment (Medicare Open Enrollment) runs Oct 15–Dec 7 for Jan 1 coverage. What Brevard, FL residents can change, and what it can't.
Read articleMay 1, 2026 9 min read
How Medicare plan availability works in Brevard County, how to check your own doctors and pharmacy in Medicare Plan Finder, and the enrollment windows for 2027 coverage.
Read articleApril 13, 2026 2 min read
At ThirdWave, we lead Medicare with education first — plain-language guidance from a local advisor who knows the Space Coast, not a national call center.
Read articleIf you care about your people and want to build benefits thoughtfully, you’ll find steady, informed guidance here, delivered without jargon, without urgency tactics, and always with clarity.
What You’ll Find Here
Insights
Clear explanations of what’s changing and what it means for you.
Guides
Step-by-step direction for benefits planning, compliance basics, and Medicare transitions.
Stories
Real examples of advocacy, problem-solving, and partnership in action.
When you contact ThirdWave Benefits, you'll speak with a real person who listens carefully and helps you understand your next step.
