Turning 65
If you're approaching Medicare eligibility, we'll walk you through enrollment timelines, coverage options, and what to expect next.
Medicare Support
Medicare Doesn't Have to Be Confusing.
Turning 65 or transitioning into Medicare can feel overwhelming. Our Medicare team guides individuals across the Space Coast every year through this transition with steady, personalized support.
You're sorting through parts, plans, deadlines, coverage gaps, and conflicting information. You want to make the right decision. You don't want to miss something important. And you'd rather talk to a real person than search through pages of online answers.
Talk to a Medicare advisor
Prefer to call? 321.345.9482
You don't have to navigate this alone.
At ThirdWave Benefits, we provide clear, patient, education-first guidance so you can move forward with confidence.
Talk to a Medicare advisorPrefer to call? 321.345.9482
Real Guidance.
Real Conversations.
When you call us, you won't reach a national call center. You'll speak with someone who takes the time to understand your situation and explain your options clearly.
We live here. We work here. This is our community and our home too.
That means your questions matter. Your timeline matters. Your peace of mind matters.
For Individuals & Families
Who We Help
Retiring or Transitioning
If you're leaving employer coverage or moving from another state, we'll help you understand how Medicare coordinates with your situation and what steps to take.
Referred by Employer or Family
Many people find us through their employer's benefits plan or through family members who trust our guidance. If someone referred you, you're in good hands.
What You Can Expect
We start by listening.
We review your current coverage, medications, doctors, and concerns. We explain your options in plain language. We outline timelines so nothing is missed. We help you complete enrollment steps carefully and correctly.
And if questions arise later, we're still here.
If you'd rather read before you call, our Medicare team has written on why we lead with education and put together a Medicare guide for Brevard County.
Clarity Brings Confidence
Medicare decisions affect your health and your finances. You deserve to understand what you're choosing and why.
Our role is simple. We clarify the process so you can make informed decisions with peace of mind.
Medicare FAQ
Common Medicare Questions
What individuals across Brevard County and the Space Coast ask us most about Medicare.
What Medicare services do you provide?
We guide individuals through Medicare enrollment, plan selection, coordination with existing coverage, and ongoing questions after enrollment. Our approach is education-first and personalized to your situation. Our agents can provide you with supplemental Medicare plans for Original Medicare, Medicare Part C (Medicare Advantage Plans), and Medicare Part D Plans (Prescription Drug Plans).
Will I speak with a real person?
Yes. When you contact ThirdWave Benefits, you speak directly with a knowledgeable advisor who listens first and explains your options clearly.
Do you charge for Medicare guidance?
In most cases, there is no direct cost to you for Medicare plan guidance. We explain how compensation works so you feel fully informed.
What if I have questions after enrollment?
You can still call us. Our relationship does not end after enrollment. If your needs change or questions arise, we remain available to guide you.
Talk to a Medicare advisorDo you only work with businesses?
No. While employer group benefits are our primary focus, we also support individuals referred through client and community relationships who need clear, personalized guidance.
Can you coordinate benefits beyond health insurance?
Yes. We help structure and coordinate supporting benefits such as life insurance, disability coverage, worksite benefits, and 401(k) alignment so your overall strategy feels cohesive.
Next Steps
Ready to Talk?
If you're approaching Medicare or helping a loved one through the transition, we're here to guide you step by step.
Prefer to call? 321.345.9482